Opportunity To Assets

A Financial Empowerpment Social Enterprise

We collaborate with foundations, community-based organizations, and nonprofits in conducting research and developing programs that aim at improving the financial health of low income households through saving, financial coaching, and long-term behavioral change.

Our Mission

Our efforts are directed to help the less privileged members of society gain access to opportunities that life offers everyone for a secure and prosperous qualify of life. We believe in the gradual process of accumulation of wealth and its transformational power in shaping behavior that is conducive to economic wellbeing. Our goal is to transform “equal opportunity” into “equal access” through wealth-building strategies.

Latest News

November 2019 – OPTA signs collaboration agreement with the Glendale Unified School District to support the launch of a comprehensive Children’s Savings Account (CSA) program in Glendale California in 2020.

October 2019 - OPTA Releases a New Report in collaboration with the Koreatown Youth and Community Center (KYCC). The report that is titled Permanent Supportive Housing and the Question of Family Wellbeing details findings of a case study of the residents at Menlo Family Apartments in Los Angeles California.

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Saving's Programs


Financial Coaching


Research & Reporting


Our Theory Of Change

The collapse of the housing market and the rapid increase in the national unemployment rate to double digit figures were the trademarks of the Great Recession of the third millennium. These developments have once again put poverty in the spotlight.

Our Clients